https://www.ringgit2u.com/ Malaysia's new-generation money and news site: policy, prices and markets made simple. en-MY https://www.ringgit2u.com/article/syndicate-busted-for-mixing-used-oil-into-subsidised-cooking-oil/ https://www.ringgit2u.com/article/syndicate-busted-for-mixing-used-oil-into-subsidised-cooking-oil/ Tue, 20 Oct 2026 23:55:10 GMT Cost of living KPDN Selangor seized 15,900kg of subsidised 1kg packet cooking oil being blended with used oil in Port Klang. The facts, the numbers and how to report misuse. https://www.ringgit2u.com/article/shopeepay-money-up-to-5-p-a-daily-returns-what-it-means/ https://www.ringgit2u.com/article/shopeepay-money-up-to-5-p-a-daily-returns-what-it-means/ Tue, 20 Oct 2026 21:53:16 GMT E-wallet ShopeePay Money+ pays up to 5% p.a. on daily returns for wallet balances. Here is what the 'up to' means and what to check before parking cash in your e-wallet. https://www.ringgit2u.com/article/iphone-duo-screen-repair-costs-rm4-749-payroll-impact/ https://www.ringgit2u.com/article/iphone-duo-screen-repair-costs-rm4-749-payroll-impact/ Tue, 20 Oct 2026 08:50:29 GMT Cost of living Apple's iPhone Duo inner screen repair is priced at RM4,749. For a RM3,000 gross salary, that is almost two months of take-home pay. Full payroll breakdown inside. https://www.ringgit2u.com/article/ecrl-gombak-to-kota-bharu-fares-from-rm125-starts-mid-dec-2026/ https://www.ringgit2u.com/article/ecrl-gombak-to-kota-bharu-fares-from-rm125-starts-mid-dec-2026/ Tue, 20 Oct 2026 05:57:30 GMT Cost of living East Coast Rail Link commercial service begins mid-December 2026. Gombak to Kota Bharu fares start from RM125. What's confirmed and what to check when trains start. https://www.ringgit2u.com/article/financial-knowledge-is-up-but-malaysian-savings-haven-t-moved/ https://www.ringgit2u.com/article/financial-knowledge-is-up-but-malaysian-savings-haven-t-moved/ Tue, 20 Oct 2026 04:51:22 GMT Savings Money literacy surged but Malaysian savings didn't move. A RM2,500 salary leaves RM2,207.85 take-home. Who gains from financial knowledge, and who is stuck at the wage floor? https://www.ringgit2u.com/article/msci-threatens-to-drop-indonesia-from-emerging-markets-after-65b/ https://www.ringgit2u.com/article/msci-threatens-to-drop-indonesia-from-emerging-markets-after-65b/ Mon, 19 Oct 2026 22:36:48 GMT Investing After $65B vanished in one day, MSCI is weighing dropping Indonesia to standalone market status. What it means for funds, bonds, and the 2027 deadline. https://www.ringgit2u.com/article/kpkt-clarifies-foreigners-cannot-rent-low-cost-or-public-housing/ https://www.ringgit2u.com/article/kpkt-clarifies-foreigners-cannot-rent-low-cost-or-public-housing/ Mon, 19 Oct 2026 11:05:25 GMT Property KPKT clarified that foreign nationals cannot rent low-cost or public housing in Malaysia. Residents can file complaints with their local council if they spot a violation. https://www.ringgit2u.com/article/i-emas-flexible-withdrawals-proposal-not-policy-change/ https://www.ringgit2u.com/article/i-emas-flexible-withdrawals-proposal-not-policy-change/ Mon, 19 Oct 2026 04:40:50 GMT EPF i-Emas lets EPF members take monthly payouts at 55 or 60 while the rest keeps earning dividends. The RM650,000 benchmark, the maths and how to plan in i-Akaun. https://www.ringgit2u.com/article/ai-earnings-china-gdp-and-the-fed-blackout-hit-markets-this-week/ https://www.ringgit2u.com/article/ai-earnings-china-gdp-and-the-fed-blackout-hit-markets-this-week/ Sun, 18 Oct 2026 22:51:36 GMT Cost of living 70+ S&P 500 earnings, China Q3 GDP and the Fed's 28 Oct rate decision collide this week. Brent near US$110 keeps fuel and import inflation in play for Malaysian wallets. https://www.ringgit2u.com/article/gmail-job-offer-red-flag-how-to-spot-fake-oil-and-gas-hr-emails/ https://www.ringgit2u.com/article/gmail-job-offer-red-flag-how-to-spot-fake-oil-and-gas-hr-emails/ Sun, 18 Oct 2026 21:31:50 GMT Scams Focus Malaysia says real oil and gas companies don't use Gmail for job offers. Here's how to spot a fake HR email and what to do if money has already gone. https://www.ringgit2u.com/article/mediasas-m40-plan-health-and-financial-safety-net-announced/ https://www.ringgit2u.com/article/mediasas-m40-plan-health-and-financial-safety-net-announced/ Sun, 18 Oct 2026 12:27:49 GMT Policy MediAsas is a voluntary standard medical plan aimed at the M40, from January 2027. Premiums from RM65, RM100,000 yearly cover, EPF payment and how to prepare. https://www.ringgit2u.com/article/kementerian-kewangan-says-viral-qr-fee-claim-for-1-nov-2026-is/ https://www.ringgit2u.com/article/kementerian-kewangan-says-viral-qr-fee-claim-for-1-nov-2026-is/ Sun, 18 Oct 2026 06:10:41 GMT Scams Kementerian Kewangan says a viral poster claiming QR payments will charge from 1 November 2026 is false. The ministry asks Malaysians not to believe or share it. https://www.ringgit2u.com/article/kpdn-investigates-7-selangor-petrol-stations-over-water-mixed/ https://www.ringgit2u.com/article/kpdn-investigates-7-selangor-petrol-stations-over-water-mixed/ Sun, 18 Oct 2026 04:53:21 GMT Cost of living KPDN Selangor inspected seven petrol stations on 16 October after 10 complaints of water-mixed RON95. 27 fuel samples seized for lab testing. What to do if your car broke. https://www.ringgit2u.com/article/8-house-owners-face-tnb-bills-from-tenant-bitcoin-mining-rigs/ https://www.ringgit2u.com/article/8-house-owners-face-tnb-bills-from-tenant-bitcoin-mining-rigs/ Sat, 17 Oct 2026 21:32:02 GMT Property Eight Malaysian property owners face hundreds of thousands in fines and TNB electricity bills after tenants ran illegal Bitcoin mining rigs in their homes. https://www.ringgit2u.com/article/malaysian-shoppers-drive-chinese-e-commerce-factories-pay-the/ https://www.ringgit2u.com/article/malaysian-shoppers-drive-chinese-e-commerce-factories-pay-the/ Sat, 17 Oct 2026 08:12:55 GMT Cost of living Malaysian demand keeps Chinese e-commerce busy. Since 2024 every imported order of RM500 or less carries a 10% sales tax. What it covers and how to check your total. https://www.ringgit2u.com/article/fraud-and-drugs-hit-record-levels-in-2025-malaysia-crime-stats/ https://www.ringgit2u.com/article/fraud-and-drugs-hit-record-levels-in-2025-malaysia-crime-stats/ Sat, 17 Oct 2026 02:01:55 GMT Scams The 2025 crime statistics report puts fraud and drugs at the highest recorded level. If money leaves your account, call 997 and your bank immediately. https://www.ringgit2u.com/article/us-tech-stocks-lose-1-trillion-on-ai-debt-fears-and-oil-spike/ https://www.ringgit2u.com/article/us-tech-stocks-lose-1-trillion-on-ai-debt-fears-and-oil-spike/ Fri, 16 Oct 2026 22:46:57 GMT Investing US tech stocks lost $1 trillion on 16 Oct as AI debt fears and oil above $110 hit Wall Street. Nasdaq 100 fell 2.5%, CoreWeave debt passed $51B, Brent closed at $109.86. https://www.ringgit2u.com/article/ringgit-up-on-q3-gdp-what-the-friday-move-means/ https://www.ringgit2u.com/article/ringgit-up-on-q3-gdp-what-the-friday-move-means/ Fri, 16 Oct 2026 22:19:41 GMT Money DOSM's advance estimate puts Q3 2026 growth at 5.3%. Which sectors grew, where the ringgit closed and what the rate means for your card purchases. https://www.ringgit2u.com/article/new-e-wages-system-to-support-rm2-000-minimum-wage-from-june/ https://www.ringgit2u.com/article/new-e-wages-system-to-support-rm2-000-minimum-wage-from-june/ Fri, 16 Oct 2026 11:20:56 GMT Salary Malaysia's minimum wage rises to RM2,000 from June 2027, supported by a new e-wages system. MSMEs under RM50m revenue are exempt. What changes for your payslip. https://www.ringgit2u.com/article/tesla-roadster-2026-flies-on-spacex-thrusters-0-96-km-h-in-0-81s/ https://www.ringgit2u.com/article/tesla-roadster-2026-flies-on-spacex-thrusters-0-96-km-h-in-0-81s/ Fri, 16 Oct 2026 02:54:50 GMT Money Tesla revealed the second-generation Roadster at SpaceX's McGregor, Texas site. It flew on air thrusters, hit 0-96 km/h in 0.81 seconds, and production starts in 2028 with reservations from US$50,000. https://www.ringgit2u.com/article/bnm-signals-room-to-move-opr-home-loan-borrowers-should-check/ https://www.ringgit2u.com/article/bnm-signals-room-to-move-opr-home-loan-borrowers-should-check/ Fri, 16 Oct 2026 02:27:07 GMT Policy BNM signalled the OPR could move from 2.75%. Instalment tables for RM400,000 and RM300,000 floating-rate home loans and how to find your own number. https://www.ringgit2u.com/article/rm327-000-phone-scam-malaysian-company-loses-money-to-fake/ https://www.ringgit2u.com/article/rm327-000-phone-scam-malaysian-company-loses-money-to-fake/ Thu, 15 Oct 2026 23:08:55 GMT Scams A Malaysian company lost RM327,000 after a caller impersonated a director on the phone. Here is how the scam works and what to do if a transfer call comes in. Call 997 fast. https://www.ringgit2u.com/article/agarwood-investment-scam-6-arrested-across-21-cases-in-malaysia/ https://www.ringgit2u.com/article/agarwood-investment-scam-6-arrested-across-21-cases-in-malaysia/ Thu, 15 Oct 2026 22:25:16 GMT Scams Six suspects arrested across 21 agarwood investment scam cases in Malaysia. Victims should call NSRC at 997 and contact their bank immediately to freeze the transfer. https://www.ringgit2u.com/article/korea-kospi-kosdaq-dual-circuit-breaker-first-time-15-oct-2026/ https://www.ringgit2u.com/article/korea-kospi-kosdaq-dual-circuit-breaker-first-time-15-oct-2026/ Thu, 15 Oct 2026 10:39:58 GMT Investing KOSPI fell 7.57% and both Korean markets halted on 15 Oct 2026. Bursa Malaysia's trigger levels, the price limits on KLCI stocks and how to check your fund's exposure. https://www.ringgit2u.com/article/kindy-fees-to-rise-up-to-20-after-rm2-000-minimum-wage/ https://www.ringgit2u.com/article/kindy-fees-to-rise-up-to-20-after-rm2-000-minimum-wage/ Thu, 15 Oct 2026 10:17:09 GMT Cost of living Kindy and daycare fees expected to rise up to 20% after the RM2,000 minimum wage takes effect in June 2027, per Persatuan Tadika Malaysia. MSMEs under RM50m exempt. https://www.ringgit2u.com/article/data-centres-to-pay-full-electricity-rates-in-2027/ https://www.ringgit2u.com/article/data-centres-to-pay-full-electricity-rates-in-2027/ Thu, 15 Oct 2026 06:18:56 GMT Policy Data centres and heavy industry face full electricity rates from 2027 while 8 million homes stay protected. The domestic rate card, a 400 kWh bill and how to check yours. https://www.ringgit2u.com/article/str-2027-and-sara-2027-step-by-step-online-application-guide/ https://www.ringgit2u.com/article/str-2027-and-sara-2027-step-by-step-online-application-guide/ Thu, 15 Oct 2026 01:03:26 GMT Policy LHDN opens STR 2027 and SARA 2027 online applications on 15 October 2026. Payouts range from RM600 to RM4,600. Step-by-step guide to apply or update your details. https://www.ringgit2u.com/article/us-80b-ai-selloff-after-3-7-us-inflation-print/ https://www.ringgit2u.com/article/us-80b-ai-selloff-after-3-7-us-inflation-print/ Thu, 15 Oct 2026 00:29:23 GMT Investing September US CPI hit 3.7% YoY, erasing US$80B in AI stocks and pushing bond yields to multi-year highs. Asian equity futures fell for a fourth straight day. https://www.ringgit2u.com/article/gold-falls-below-usd-4-100-after-hot-us-cpi-data-fed-hike-fears/ https://www.ringgit2u.com/article/gold-falls-below-usd-4-100-after-hot-us-cpi-data-fed-hike-fears/ Wed, 14 Oct 2026 22:02:47 GMT Gold Gold broke below USD 4,100 on 14 Oct 2026 after hot US CPI data revived October Fed rate-hike bets. Nasdaq fell 2%. What moved, why it matters, and what it does not change. https://www.ringgit2u.com/article/fuel-prices-cut-ron97-and-diesel-drop-from-15-october-2026/ https://www.ringgit2u.com/article/fuel-prices-cut-ron97-and-diesel-drop-from-15-october-2026/ Wed, 14 Oct 2026 22:01:54 GMT Cost of living RON97 and unsubsidised RON95 drop 5 sen, diesel drops 10 sen from 15 October 2026. BUDI95-eligible RON95 buyers keep RM1.99. IEA warns diesel supply tight into 2027.