Make every ringgit count.
Plain-language breakdowns of the money news that hits Malaysian wallets: EPF, tax, loans, property, cost of living, scams.
Latest breakdowns
AI Could Put 680,000 Malaysian Jobs at Risk – ISEAS Study
ISEAS estimates up to 680,000 Malaysian jobs face AI displacement risk, concentrated in services. What it means for your salary, EIS and EPF.
STR 2027 Fasa 1: Cash Aid Applications Now Open
Sumbangan Tunai Rahmah 2027 Fasa 1 is now accepting applications. What the announcement covers, what to verify before applying, and where to find the full dates and method.
Malaysia Cell Broadcast System test: what to expect on 19 Nov
MCMC will run a live Cell Broadcast disaster-warning test on 19 Nov 2026 in flood-prone areas of Selangor, KL, Kelantan and Pahang. No app or internet needed.
Budget 2027 EPF Auto-Enrolment at 18: Step-by-Step Guide
Budget 2027 auto-enrols every Malaysian into EPF at 18, but the account starts empty. Step-by-step: Auto Simpan, voluntary top-ups, i-Saraan, all from RM10 a month.
RM5.4 Billion BNPL by Under-30s in H1 2026: What the Number Actually Means
Malaysians aged 30 and below made 65.9 million BNPL purchases worth RM5.4 billion in H1 2026. Here is what the total actually means per transaction.
Malaysia Can Sue Haze Companies, Not Indonesia: Legal Path and Costs
Senior lawyers say the legal path is against haze companies, not Indonesia. The AATHP has no enforcement clause. Daily losses hit RM50mil; here is what the law allows and what the government is doing.
Houthi Strait Blockade Pushes Oil Past US$100
Brent crude hits US$106.65 as Houthi forces block key shipping routes. Learn how this affects Malaysian shipping costs and imported goods prices.
BNM and SC Warn on Deepfake Officer Scam Videos in Malaysia
BNM and SC issued a warning on 13 Oct 2026 against deepfake videos impersonating senior officers. If you receive one, call NSRC at 997 and contact your bank.
China's Record Gold Imports: $158.8B in 8 Months of 2026
China imported a record 1,000+ tonnes of gold in 8 months of 2026, spending $158.8B. The PBOC's 23-tonne September purchase was its biggest in nearly 3 years.
MCMC Probes Viral Video With False Budget 2027 Tax Claims
MCMC is investigating a viral video spreading allegedly false Budget 2027 tax claims. The actual proposal: RM12,000 individual relief, up from RM9,000. Check LHDN for verified rates.
RM1,500 BKK for 1.3 Million Civil Servants Under Budget 2027
Budget 2027: 1.3 million civil servants get RM1,500 BKK in two payments before Aidilfitri and Merdeka. Covers Premier Grade B and below, including contract appointees.
Proton Saga Cross AMA02 Spotted in Kuantan – No Price Yet
Camouflaged Proton Saga Cross AMA02 prototypes spotted in Kuantan. No price or launch date confirmed. What it means if you're comparing compact cars now.
RM40B Oil Spike: Why Your RON95 Stays at RM1.99
Oil above US$100 keeps Malaysia's fuel subsidy at ~RM40B. BUDI95 locks your RON95 at RM1.99 within quota. What to check before your next fill-up.
EPF Simpanan Shariah Zakat: What Gets Deducted From Your Dividend
EPF now deducts zakat directly from Simpanan Shariah dividends. Learn what changes for that pool, what stays the same in your regular EPF accounts, and where to find the exact rate.
EPF at 55: Lump Sum or Lifetime Pension? What's Actually Happening
Malaysia is discussing a lifetime EPF pension to replace the lump-sum withdrawal at 55. No decision yet. Here's your account split and what to check.
Genting 22.87% Crash: What the RM1.25B Rights Issue Means for You
Genting shares fell as much as 22.87% on the RM1.25B rights issue announcement.
Sarawak Electricity Discount 2027: 25% Off Confirmed for 716,000 Users
Sarawak confirmed its 25% electricity bill discount and RM5 water subsidy for 2027. Here is what 716,000 users save and how to verify it on your bill.
RM1,000 One-Off Aid for 38,000 Taxi Drivers in Malaysia
A one-off RM1,000 aid is being paid to 38,000 taxi and rental car drivers in phases from 12 October 2026. Who qualifies and what it actually covers.
14% Credit Card Cap: Who Actually Saves Money?
Budget 2027 caps basic credit card interest at 14% p.a. Who benefits, what 'basic' means, and what to check on your card before you celebrate.
PTPTN Deferment 2027: 400,000 Borrowers Under RM2,500 Get a Pause
Budget 2027 proposes PTPTN deferral for 400,000+ borrowers under RM2,500. What defer really means, the RM2,500 starting wage link, and three checks to do now.
Budget 2027: RM2,000 Minimum Wage, RM2,500 Starting Wage – Your Real Take-Home
Budget 2027 raises the minimum wage to RM2,000 and proposes a RM2,500 starting wage for graduates. Here is your actual take-home after EPF, SOCSO and EIS deductions.