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🇲🇾 Money news, explained for Malaysians.

Make every ringgit count.

Plain-language breakdowns of the money news that hits Malaysian wallets: EPF, tax, loans, property, cost of living, scams.

Gold in ringgit / g
RM550.82
▼ -0.61%
FBM KLCI
1,618.01
▲ +0.59%
USD/MYR
4.0820
▼ -0.16%
S&P 500
7,808.11
▼ -0.04%
Nasdaq
27,275.28
▼ -0.33%

As of 12 Oct, 22:19 MYT · Yahoo Finance (delayed). Snapshot taken when the site was last updated. Not a live quote, not a buy/sell price.

Latest breakdowns

Visual story explaining the new EPF Simpanan Shariah zakat deduction from dividends, showing what changes and what stays the same.
EPF⚡ Visual story

EPF Simpanan Shariah Zakat: What Gets Deducted From Your Dividend

EPF now deducts zakat directly from Simpanan Shariah dividends. Learn what changes for that pool, what stays the same in your regular EPF accounts, and where to find the exact rate.

2 min read
Visual guide: EPF lifetime pension vs lump-sum withdrawal at 55, with the 75/15/10 account split explained.
EPF⚡ Visual story

EPF at 55: Lump Sum or Lifetime Pension? What's Actually Happening

Malaysia is discussing a lifetime EPF pension to replace the lump-sum withdrawal at 55. No decision yet. Here's your account split and what to check.

2 min read
Visual story showing Sarawak's 2027 electricity and water bill subsidies with a before-and-after bill comparison
Cost of living⚡ Visual story

Sarawak Electricity Discount 2027: 25% Off Confirmed for 716,000 Users

Sarawak confirmed its 25% electricity bill discount and RM5 water subsidy for 2027. Here is what 716,000 users save and how to verify it on your bill.

1 min read
Genting shares crash 17% on RM1.25 billion rights issue - what Malaysian investors and EPF holders need to know
Investing⚡ Visual story

Genting 22.87% Crash: What the RM1.25B Rights Issue Means for You

Genting shares fell as much as 22.87% on the RM1.25B rights issue announcement.

2 min read
Taxi driver at a petrol pump, RM1,000 one-off aid for 38,000 drivers
Policy⚡ Visual story

RM1,000 One-Off Aid for 38,000 Taxi Drivers in Malaysia

A one-off RM1,000 aid is being paid to 38,000 taxi and rental car drivers in phases from 12 October 2026. Who qualifies and what it actually covers.

1 min read
A Malaysian credit card showing an interest rate figure, with a calculator beside it, on a simple white background
Debt

14% Credit Card Cap: Who Actually Saves Money?

Budget 2027 caps basic credit card interest at 14% p.a. Who benefits, what 'basic' means, and what to check on your card before you celebrate.

5 min read
400,000 PTPTN borrowers may defer repayment under Budget 2027 if salary is below RM2,500
Debt⚡ Visual story

PTPTN Deferment 2027: 400,000 Borrowers Under RM2,500 Get a Pause

Budget 2027 proposes PTPTN deferral for 400,000+ borrowers under RM2,500. What defer really means, the RM2,500 starting wage link, and three checks to do now.

2 min read
A young Malaysian checking the KWSP i-Akaun app on a phone, showing three EPF account balances: Persaraan, Sejahtera, and Fleksibel
EPF

EPF Auto-Registration at 18: What Budget 2027 Changes

Budget 2027 proposes automatic EPF registration for every Malaysian at 18. Learn what it means for your first salary, your three KWSP accounts, and how to check.

6 min read
A Malaysian payslip showing gross salary of RM2,500 with EPF RM275, SOCSO RM12.25, EIS RM4.90 and PCB RM0 deducted, highlighting a take-home of about RM2,207.85.
Policy

Budget 2027: RM2,000 Minimum Wage, RM2,500 Starting Wage – Your Real Take-Home

Budget 2027 raises the minimum wage to RM2,000 and proposes a RM2,500 starting wage for graduates. Here is your actual take-home after EPF, SOCSO and EIS deductions.

6 min read

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Gold in ringgit (XAU/MYR)

International gold price converted to RM

RM550.82per gram
RM per troy ozRM17,132.56
USD per troy ozUS$4,197.10
1D-0.61%

As of 12 Oct, 22:09 MYT

Home loan calculator

Monthly instalment, total interest and the income banks usually want to see.

Use the rate in your bank's offer letter. Rates change with the OPR.

Monthly instalment
RM0
Loan amountRM0
Total interestRM0
Total you pay the bankRM0
Gross income usually neededRM0
Loan amountTotal interest

Assumes the instalment is about one third of gross monthly income; each bank uses its own debt-service ratio.