🏦 FD Rates
Fixed deposit rates in Malaysia
Board rates of every commercial bank, from the Association of Banks in Malaysia (ABM) table. Sort by tenure.
ABM table as at 15 Sept 2026 · Source: ABM (PDF)
| Bank | Rate (% p.a.) · 12 months | 1M | 3M | 6M | 12M | Min. deposit | Effective |
|---|---|---|---|---|---|---|---|
| CCB Malaysia China Construction Bank (Malaysia) Berhad | 3.10% | 2.80% | 2.90% | 3.00% | 3.10% | Ask the bank | 18 Aug 2026 |
| ICBC Malaysia Industrial and Commercial Bank of China (Malaysia) Berhad | 2.95% | 2.65% | 2.75% | 2.80% | 2.95% | Ask the bank | 16 Jul 2025 |
| Mizuho Bank Mizuho Bank (Malaysia) Berhad | 2.85% | 2.60% | 2.70% | 2.75% | 2.85% | Ask the bank | 15 Jul 2025 |
| MUFG Bank MUFG Bank (Malaysia) Berhad | 2.75% | 2.60% | 2.60% | 2.65% | 2.75% | Ask the bank | 10 Jul 2025 |
| Deutsche Bank Deutsche Bank (Malaysia) Berhad | 2.65% | 2.35% | 2.50% | 2.50% | 2.65% | Ask the bank | 11 Jul 2025 |
| Bangkok Bank Bangkok Bank Berhad | 2.60% | 2.45% | 2.50% | 2.55% | 2.60% | Ask the bank | 15 Jul 2025 |
| Alliance Bank Alliance Bank Malaysia Berhad | 2.45% | 2.10% | 2.30% | 2.40% | 2.45% | Ask the bank | 15 Jul 2025 |
| Bank of China Bank of China (Malaysia) Berhad | 2.35% | 2.00% | 2.20% | 2.25% | 2.35% | Ask the bank | 22 Sept 2025 |
| UOB Malaysia United Overseas Bank (Malaysia) Bhd | 2.20% | 2.05% | 2.15% | 2.20% | 2.20% | Ask the bank | 20 Apr 2026 |
| OCBC Bank OCBC Bank (Malaysia) Berhad | 2.10% | 1.85% | 1.95% | 2.05% | 2.10% | Ask the bank | 1 Jan 2026 |
| SMBC Malaysia Sumitomo Mitsui Banking Corporation Malaysia Berhad | 2.05% | 1.75% | 1.95% | 2.00% | 2.05% | Ask the bank | 18 Nov 2025 |
| Standard Chartered Standard Chartered Bank Malaysia Berhad | 2.05% | 1.75% | 1.95% | 2.05% | 2.05% | Ask the bank | 16 Dec 2025 |
| HSBC HSBC Bank Malaysia Berhad | 2.00% | 1.85% | 1.95% | 2.00% | 2.00% | Ask the bank | 8 Jun 2026 |
| CIMB Bank CIMB Bank Berhad | 1.90% | 1.75% | 1.75% | 1.85% | 1.90% | Ask the bank | 19 Jun 2026 |
| Maybank Malayan Banking Berhad | 1.90% | 1.75% | 1.75% | 1.85% | 1.90% | Ask the bank | 21 Jul 2026 |
| Public Bank Public Bank Berhad | 1.85% | 1.70% | 1.70% | 1.80% | 1.85% | Ask the bank | 5 Aug 2026 |
| Affin Bank Affin Bank Berhad | 1.80% | 1.15% | 1.60% | 1.70% | 1.80% | Ask the bank | 11 Sept 2026 |
| AmBank AmBank (M) Berhad | 1.80% | 1.65% | 1.65% | 1.75% | 1.80% | Ask the bank | 25 Aug 2026 |
| Hong Leong Bank Hong Leong Bank Berhad | 1.80% | 1.65% | 1.65% | 1.75% | 1.80% | Ask the bank | 1 Aug 2026 |
| RHB Bank RHB Bank Berhad | 1.80% | 1.65% | 1.65% | 1.75% | 1.80% | Ask the bank | 3 Sept 2026 |
Board rates only: special, online and promotional schemes (eFD, eTD-i campaigns) are not included and often pay more. Check the bank before placing money. Deposits are protected by PIDM up to RM250,000 per depositor per bank.
⭐ Promotions we checked
| Bank | Rate (% p.a.) | Tenure | Min. deposit | ends |
|---|---|---|---|---|
| Maybank eIFD-i · online via Maybank2u web or MAE, fresh funds or existing funds | 3.93% | 12 months | RM5,000 | 31 Oct 2026 |
| Maybank eIFD-i · online via Maybank2u web or MAE, fresh funds or existing funds | 3.88% | 6 months | RM5,000 | 31 Oct 2026 |
| Hong Leong Bank eFD · online via HLB Connect, new funds, FPX from another bank | 3.88% | 6 months | RM1,000 | 3 Nov 2026 |
| AmBank eFD/eTD-i · online via AmOnline, place via FPX or own AmBank CASA, reward code PAYDAY12 | 3.85% | 12 months | RM1,000 | 31 Oct 2026 |
| Hong Leong Bank eFD · online via HLB Connect, new funds, FPX from another bank | 3.80% | 12 months | RM1,000 | 3 Nov 2026 |
| RHB Bank e-FD · online via RHB Online Banking | 3.80% | 9 months | RM5,000 | 31 Oct 2026 |
| AmBank eFD/eTD-i · online via AmOnline, place via FPX or own AmBank CASA, reward code BEST7 | 3.75% | 7 months | RM1,000 | 31 Oct 2026 |
| RHB Bank e-FD · online via RHB Online Banking | 3.70% | 7 months | RM5,000 | 31 Oct 2026 |
| Maybank eIFD-i · online via Maybank2u web or MAE, fresh funds or existing funds | 3.58% | 3 months | RM5,000 | 31 Oct 2026 |
| Hong Leong Bank eFD · online via HLB Connect, new funds, FPX from another bank | 3.55% | 13 months | RM1,000 | 3 Nov 2026 |
| Hong Leong Bank eFD · online via HLB Connect, new funds, FPX from another bank | 3.50% | 3 months | RM1,000 | 3 Nov 2026 |
| AmBank eFD/eTD-i · online via AmOnline, place via FPX or own AmBank CASA, reward code BEST3 | 3.45% | 3 months | RM1,000 | 31 Oct 2026 |
| Hong Leong Bank eFD · online via HLB Connect, new funds, FPX from another bank | 3.00% | 24 months | RM1,000 | 3 Nov 2026 |