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RHB Charges MDR on DuitNow QR from 26 Oct 2026

RHB applies MDR to its DuitNow QR merchants from 26 October 2026. Here is what the fee means for your payout.

Ringgit2U · 6 cards · 2 min read
QR code payment at a Malaysian shop counter with a phone scanning
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  1. BreakingToday

    RHB introduces MDR on DuitNow QR scans

    The bank will charge its DuitNow QR merchants a per-scan fee starting 26 October 2026.

    01/06
  2. 02/06
    Myth

    RHB DuitNow QR is free, no charges.

    Fact

    RHB applies MDR on its DuitNow QR merchant transactions from 26 October 2026.

    RHB adds MDR to DuitNow QR

    Many RHB merchants assumed DuitNow QR was free. That changes from 26 October 2026.

  3. 03/06

    What MDR means for your payout

    Customer pays
    Full amount
    Merchant receives
    Payout minus MDR

    The customer pays the full amount; RHB deducts MDR before the money reaches the merchant's account.

  4. 04/06

    MDR is the acquirer's fee per transaction

    Merchant Discount Rate is the charge an acquiring bank levies on a merchant for each payment processed.

  5. 05/06Swipe →

    Who this applies to

    • RHB DuitNow QR merchants
    • Effective 26 October 2026
    • Rate set by RHB

    The rule covers RHB's DuitNow QR merchant accounts.

  6. 06/06
    Bottom line

    Check your RHB merchant statement

    The exact MDR rate RHB applies is on your merchant account from 26 October. Check your statement or contact RHB merchant services.

Questions people ask

What is MDR on DuitNow QR?

MDR (Merchant Discount Rate) is the fee an acquiring bank deducts from a merchant's payout per transaction. RHB applies it to its DuitNow QR merchants from 26 October 2026.

Does MDR affect the customer's payment?

No. The customer pays the full amount. MDR is deducted from the merchant's payout by the acquiring bank before the funds settle.

Which banks charge MDR on DuitNow QR?

RHB announced MDR on its DuitNow QR merchants effective 26 October 2026. The specific rate is set by RHB for its merchant accounts.

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