STR Phase 4 pays RM1.1 billion to 5.4 million from 4 November
RM1.1 billion in STR Phase 4 cash aid reaches 5.4 million households and single seniors from 4 November, with new applicants paid from 16 November.
What happened1/6 STR Phase 4 disbursement begins today in stages
The government started distributing RM1.1 billion under Phase 4 of Sumbangan Tunai Rahmah on 4 November 2026, according to a Ministry of Finance statement released by Prime Minister and Finance Minister Anwar Ibrahim.
Payments for existing beneficiaries are staged across 4 to 6 November. Newly approved applicants and those who won appeals will be paid from 16 November.
The programme covers households earning RM5,000 or below and single senior citizens, aimed at easing daily costs and year-end spending.
The real numbers2/6 Who gets what in this round
RM1.1 billiontotal disbursed in Phase 45.4 millionrecipients nationwideRM15 billionSTR + SARA total for 2026Of the 5.4 million recipients, four million are households earning RM5,000 or less and 1.4 million are single senior citizens. The amount differs by group.
Recipient group Count Amount Households earning RM5,000 or less 4 million Up to RM500 Single senior citizens 1.4 million RM150 - 01/03
RM1.1 billion total disbursed in Phase 4 Who gets what in this round total disbursed in Phase 4
How it affects your wallet3/6 How the money reaches your pocket
If you have a registered bank account, the payment goes straight into that account during the 4-to-6 November window. No application needed for existing recipients.
No bank account? You can collect the cash in person at any Bank Simpanan Nasional (BSN) branch. Bring your MyKad.
e.g. a household earning RM4,500 a month receives up to RM500 in this round, while a single senior citizen receives RM150. The exact household amount depends on the tier set in your STR approval.
What to do, step by step4/6 Check your status before 16 November
The government flagged 1.68 million recipients who have not updated their application details for three consecutive years. Their eligibility for 2027 cannot be reassessed until they act.
- Log in to the official STR portal and confirm your household income, dependants and bank account details are current.
- If you applied or appealed recently, note that your payment window opens on 16 November, not 4 November.
- If you have no bank account, locate your nearest BSN branch and plan to collect with your MyKad during the disbursement period.
- If your details have been unchanged for three years or more, update them now so your 2027 eligibility is not left hanging.
- 02/03
Who gets what in this round ✓recipients nationwide 5.4 million recipients nationwide
Why it matters5/6 STR and SARA now dwarf the old BR1M
The combined 2026 allocation for STR and Sumbangan Asas Rahmah (SARA) stands at RM15 billion, nearly three times what was disbursed under the 1Malaysia People's Aid (BR1M) programme in 2016.
Anwar said the latest round is timed to help families celebrating Deepavali, a festival for which more than 630,000 STR recipients are from the Indian community. The aid also targets year-end expenses for all beneficiaries.
What to watch6/6 Key dates still ahead
16 November 2026 – newly approved and successful appeal applicants begin receiving payments.
2027 – the 1.68 million recipients who update their details will have eligibility reassessed for the next year's programme. Those who do not update risk being dropped from the list.
- 03/03
Households earning RM5,000 or less Up to RM500 ✕Single senior citizens RM150 Fact Who gets what in this round
Questions people ask
Do I need to apply again for STR Phase 4?
No. Existing recipients are paid automatically during the 4-to-6 November window. Only newly approved applicants and successful appeal cases wait until 16 November.
What if I do not have a bank account?
Collect the cash in person at any Bank Simpanan Nasional (BSN) branch. Bring your MyKad for identity verification.
Why must I update my STR details if nothing changed?
The government requires a refresh every three years to confirm household income and dependant status. Without an update, your eligibility for the 2027 round cannot be reassessed.
Source: Ministry of FinanceThe Edge MalaysiaMalay Mail
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