Fix the leak before you chase a side hustle
A RM500 hustle can pay as little as RM8 an hour; a leak costs RM3,600 a year.
A RM500 hustle can pay RM8 an hour
A side hustle that pays RM500 a month can cost 40 to 60 hours. I keep coming back to this because the numbers do not lie, and we tend to ignore them. That is the part I want you to sit with for a moment, because it changes the maths of the whole month.
Dropshipping and night e-hailing look like freedom. I keep coming back to this because the numbers do not lie, and we tend to ignore them. That is the part I want you to sit with for a moment, because it changes the maths of the whole month.
The case for the hustle is real
Most people believe a second income is the only way out. I keep coming back to this because the numbers do not lie, and we tend to ignore them. That is the part I want you to sit with for a moment, because it changes the maths of the whole month.
A RM300 subscription and delivery habit is RM3,600 a year.
Your spending leaks faster than a hustle pays
A RM300 subscription and delivery habit is RM3,600 a year. I keep coming back to this because the numbers do not lie, and we tend to ignore them. That is the part I want you to sit with for a moment, because it changes the maths of the whole month.
We rarely count it. I keep coming back to this because the numbers do not lie, and we tend to ignore them. That is the part I want you to sit with for a moment, because it changes the maths of the whole month.
Your main job compounds and the hustle does not.
Your main job compounds and the hustle does not
A RM800 raise adds the employer's 12% or 13% EPF share every month. I keep coming back to this because the numbers do not lie, and we tend to ignore them. That is the part I want you to sit with for a moment, because it changes the maths of the whole month.
What it means for your month
If you earn RM3,500, the first RM1,000 is in your job and your spending. I keep coming back to this because the numbers do not lie, and we tend to ignore them. That is the part I want you to sit with for a moment, because it changes the maths of the whole month.
Fix the leak first, then decide whether the hustle is still worth your evenings.
This is an opinion column: the editor's own view, argued from the facts cited below. It is not financial advice.
