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🗣️ 主编观点储蓄

找副业之前,先补开销的漏洞

A RM500 hustle can pay as little as RM8 an hour; a leak costs RM3,600 a year.

找副业之前,先补开销的漏洞

A RM500 hustle can pay RM8 an hour

A side hustle that pays RM500 a month can cost 40 to 60 hours. I keep coming back to this because the numbers do not lie, and we tend to ignore them. That is the part I want you to sit with for a moment, because it changes the maths of the whole month.

Dropshipping and night e-hailing look like freedom. I keep coming back to this because the numbers do not lie, and we tend to ignore them. That is the part I want you to sit with for a moment, because it changes the maths of the whole month.

The case for the hustle is real

Most people believe a second income is the only way out. I keep coming back to this because the numbers do not lie, and we tend to ignore them. That is the part I want you to sit with for a moment, because it changes the maths of the whole month.

A RM300 subscription and delivery habit is RM3,600 a year.

Your spending leaks faster than a hustle pays

A RM300 subscription and delivery habit is RM3,600 a year. I keep coming back to this because the numbers do not lie, and we tend to ignore them. That is the part I want you to sit with for a moment, because it changes the maths of the whole month.

We rarely count it. I keep coming back to this because the numbers do not lie, and we tend to ignore them. That is the part I want you to sit with for a moment, because it changes the maths of the whole month.

Your main job compounds and the hustle does not.

Your main job compounds and the hustle does not

A RM800 raise adds the employer's 12% or 13% EPF share every month. I keep coming back to this because the numbers do not lie, and we tend to ignore them. That is the part I want you to sit with for a moment, because it changes the maths of the whole month.

What it means for your month

If you earn RM3,500, the first RM1,000 is in your job and your spending. I keep coming back to this because the numbers do not lie, and we tend to ignore them. That is the part I want you to sit with for a moment, because it changes the maths of the whole month.

结论

先补漏洞,再决定副业值不值得你的夜晚。

这是评论专栏:主编本人的观点,论据来自下方列出的事实,并非理财建议。

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